Category Archives: Insurance News

Catch-all category for developments in the law of insurance.

Latest “Duty to Defend” Case

In A.R.G. Construction Corp. v. Allstate Insurance Co., Mr. Justice Ferrier of the Ontario Superior Court has provided an up-to-date review of the law pertaining to duty to defend, particularly in the context of a CGL policy. The decision can … Continue reading

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C.A. Interprets “Other Insurance” Clause to Make Auto Policy Primary

The Court of Appeal today released an interesting decision, dealing with the interaction of three policies: auto, boat and homeowner’s. In Axa Insurance v. Dominion of Canada (the reasons can be viewed at http://www.ontariocourts.on.ca/decisions/2004/november/C40387.htm), the underlying litigation arose from a … Continue reading

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Important “Crumbling Skull” and Threshold Decision

In a decision handed down yesterday, Ottawa judge Madam Justice Giovanna Toscana Roccamo awarded damages of more than $700,000 to two chronic pain plaintiffs. The case is Hartwick v. Simser. The 63 page decision of Madam Justice Toscana Roccamo will be … Continue reading

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SABS Insurer Examination Doesn’t Preclude IME

Ottawa Case Management Master Robert Beaudoin recently clarified the law relating to the effect that an insurer examination under the SABS has on the right to an IME under s. 105 of the Courts of Justice Act .In La Forest … Continue reading

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Employer/Owners No Longer “Protected Defendants”?

Happy Canada Day à tout le monde!We wish we could be the bearers of more cheerful news on this festive day. In an important decision, a judge of the Superior Court has just ruled that the Insurance Act does not … Continue reading

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C.A. Finds No Duty to Defend “Advertising Injury” Claim

We are especially pleased to bring you today’s Update. Minutes ago, the Court of Appeal released its decision in PrairieFyre Software v. St. Paul Fire and Marine, in which our firm acted for St. Paul. The case dealt with the … Continue reading

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SABS Must Be Repaid Before Settlement Can Be Rescinded

A Superior Court decision released today has confirmed that an insured seeking an order setting aside a settlement of accident benefits must first repay money paid pursuant to the settlement. In Lindsay v. Martin, the text of which can be … Continue reading

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Reasons for Rejecting Treatment Plan Need Not Be Detailed

In Pereira v. Coseco Insurance, released last month, an Ontario Superior Court judge stayed the insured’s lawsuit pending her attended for a DAC assessment. The reasons for judgment can be viewed at http://www.canlii.org/on/cas/onsc/2004/2004onsc11180.html The claim related to med-rehab benefits. The … Continue reading

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Auto Deductible to be Taken Into Account for Rule 49 Offers

In its May 11, 2004 decision in Wicken v. Harssar, the Divisional Court has clarified s. 267.5(9) of the Insurance Act. That section of the Act deals with the effect of the deductibles on costs. It provides that “In an … Continue reading

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Additional Insured Not Liable for Unpaid Premium

The Ontario Court of Appeal has just released its decision in McMynn v. Lombard General Insurance, a copy of which we attach. Although the amount of money at stake in the case was relatively modest ($33,271.44), the case is of … Continue reading

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